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Study Shows Recession May Have Caused Rise in Uninsured Drivers

The Insurance Research Council (IRC) recently released a report showing that approximately one in seven motorists are uninsured. The percent of uninsured drivers had been on a decline for four years before rising to 14.3 percent in 2008 and 13.8 percent in 2009.

According to Elizabeth A. Sprinkel, senior vice president of the IRC, is quoted as saying, “The leveling trend in the percentage of uninsured motorists is an unfortunate consequence of the economic downturn and illustrates how virtually everyone is affected by recent economic developments.”

The IRC estimates are based on the frequency of claims made by individuals who are injured in accidents caused by insured motorists compared to claims made by individuals injured in accidents caused by insured drivers.

The report estimates that 7 percent of Pennsylvania drivers are uninsured. Mississippi ranked highest in the U.S. with 28 percent of uninsured drivers.The recession has affected us all, in more ways that we can imagine. It can be difficult enough if you are involved in an automobile accident; finding out that the person who caused the accident does not have insurance can complicate the situation even further. But you don’t have to handle it alone. If you are involved in an accident with an uninsured motorist, contact the law firm of Michael J. O’Connor & Associates. Our experienced attorneys will help you get the compensation you deserve.